OUR TEAM

Martie Irwin
Mortgage & Finance Broker/Director
M: 0411 394 006
E: martie@crunchfinance.com.au

Commencing his Mortgage & Finance Broking career in 2013, Martie has a strong history in the Finance and Banking sector.  Having worked for Westpac & Bank of Queensland, Martie brings expertise from his roles as a Home Finance Manager and high net worth Personal Banker.

Looking to apply his experience to his own business model, Martie founded Crunch to assist clients with their lending needs. His focus is on providing a superior customer experience.

A commercial lending expert, Martie utilises his banking product knowledge to achieve top results for his clients. Martie is one of three Directors at Crunch Finance Brokers and holds a Certificate IV in Finance and Mortgage Broking.

When not securing loans for his clients, Martie enjoys time on the cricket field, travelling and spending time with family.

 

Rafer Smith
Mortgage & Finance Broker/Director
M: 0477 665 600
E: rafer@crunchfinance.com.au

Rafer joined the Crunch Finance team after a long career as a small business owner. This experience has given him insight into the financial needs of business owner clients of all sizes.

With a genuine, personable nature, Rafer excels at making clients comfortable as they navigate the mortgage application process.

Entrenched in the local Byron Shire community, Rafer is one of three Directors at Crunch Finance Brokers. He holds a Master in Business Administration & Certificate IV in Finance and Mortgage Broking.

Rafer can be found throwing in a fishing line at the nearest beach when not at our Bangalow based office.

 

Matt Irwin
Mortgage & Finance Broker/Director
M: 0413 824 930
E: matthew@crunchfinance.com.au

Matt has over a decade of experience working in the Finance and Banking industry. Matt specialises in home and investment finance, with a keen interest in AgriBusiness finance.

Wanting to offer a broader range of products to his clients, Matt joined his brother Martie at Crunch in 2018. 

Well connected and down to earth, Matt is one of three Directors at Crunch Finance Brokers. Matt holds a Certificate IV in Finance & Mortgage Broking.
Matt enjoys playing cricket for Byron Bay, motorbike riding and spending time on his farm with his partner Sophie and their three border collies.

Bija Nicolson
Mortgage & Finance Broker
M: 0424 427 707
E: bija@crunchfinance.com.au